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Many small and medium sized businesses may not be familiar with the term ‘factoring’. Big business has been using this little known financial instrument for decades, but only recently have some financial institutions begun offer Invoice Factoring to small and medium businesses.

Basically, a financial entity like Universal Funding Corporation funds your accounts receivable for a pre-determined rate. This is not a loan, and no debt is entered on your company’s balance sheet. The credit of your customers is the primary concern of the factoring company.

Factory solution, including receivables factoring is a fairly new phenomena in small business. They are just not used to the idea of AR funding. This type of system allows your cash flow to be much more fluid; instead of waiting 30 – 90 days for invoices to be paid, with accounts receivable factoring you get your money up front, for a small fee.

The rates are determined through a diverse set of variables; this will depend on volume of sales, the invoiced customer’s credit history and payment schedule with you. There are other factors involved with account factoring as well, but term rates are generally low.

Your factoring company will also set an advance rate – this is the amount of the invoice that you will have available immediately. Let’s say a company has $100,000 on 30 day terms, and the factoring firm has set an advance rate of 80% and a term of 1.5%. The factoring firm would act as your accounts receivable service, pay your company the $80,000 (80% of $100,000) and receive the customers check at the end of the 30 day period.

This allows your company to immediately move into the production of new orders and ensures a stable financial floor which you can use to maintain and speed up order fulfillment and perform critical maintenance so that production does not suffer needless and expensive delays. This type of account receivable factoring can make a huge difference in profit at the end of the year.

Receivables financing has been used by big business for a long time. Now, with firms like the Universal Funding Corporation, various businesses can now make use of this valuable cash flow tool. Custom business receivable Factoring Solutions for every client is the goal of Universal Funding Corporation. They have been working to deliver financial factoring accounts receivables solutions to business across the spectrum of business, and will develop a specific plan based on your business to give you the best business finance services in the marketplace.

Business funding companies like Universal Funding have helped hundreds of companies with capital funding and debt factoring, and there are other tools that can be brought to bear to make sure you have the money to expand and continue growing when you need it.

Losing manhood sensitivity is a fear of every man, and unfortunately, science has shown that sensitivity does often go on a downhill slide as a man ages. The use of a top-quality male organ health crème and excellent daily member care can help a man maintain sensitivity for as long as possible. However, there are some men who might deal with a decrease in sensitivity quite early in life; this is known as Reduced Member Sensation, or RPS.

What is RPS?

RPS is exactly what it sounds like – the sensations a man feels in his male organ are reduced. For some it might be a particular spot on the organ that isn’t as sensitive as it once was. For others, it might be the entire manhood that gradually suffers from decreased sensation and tactile pleasure.

Though a man can still get excited and achieve firmness as normal, his ability to enjoy the sensual act becomes more and more distant. In fact, RPS is usually diagnosed in a man who has a normal intimate drive and no problem with excitement, but who cannot enjoy the physical stimulation to the male organ that would lead to seed release.

RPS can lead to other problems as well, such as low self-esteem and a lack of confidence. The problems it might lead to in the bedroom can also cause relationship issues, especially if the cause of the RPS is not identified and thus understood by both partners.

What causes RPS?

Doctors have a wide variety of theories on what might cause Reduced Member Sensation. In some cases, the reason is obvious, such as a man who has suffered male organ trauma at some point and thus has lingering nerve damage. But in most cases, RPS is a mystery.

Doctors do agree that it must be caused by nerve damage or circulatory issues. That leads to a wide range of potential issues, including cardiovascular problems, diabetes, obesity, or even a job that requires prolonged sitting, which can lead to problems with circulation to the midsection. Nerve damage from a botched circumcision, prostate surgery or spinal injuries might also lead to a loss of sensation.

Rough handling or friction to the male organ for an extended period of time might lead to a buildup of thicker skin in certain areas, which could explain the ‘spotty’ type of RPS that some men suffer.

How to alleviate RPS

In some cases, RPS has a medical condition as its source. For instance, men who suffer from diabetes can improve their manhood sensitivity over time by keeping their blood sugar levels under tight control, or men who suffer from cardiovascular issues can speak to their doctor about medications and lifestyle changes that will result in an uptick in their overall health.

Men can also look to lifestyle changes that might help increase member sensation. For example, a man who self-pleasures with a ‘death grip’ might change his routine so that he doesn’t apply so much friction to the male organ. Sometimes overall lifestyle changes, including quitting smoking or losing weight, can be the magic cure for RPS.

No matter what the cause of RPS, the use of a high-quality male organ health crème (health professionals recommend Man 1 Man Oil, which is clinically proven mild and safe for skin), applied every single day, can work wonders to increase the sensitivity of the member. The smart man will look to a crème that contains acetyl-L-carnitine, which protects against peripheral nerve damage, as well as vitamin A, which has plenty of anti-aging properties. Remember to include vitamin D as well, as it is great for supporting healthy cellular function. All those vitamins and nutrients combined in a base of Shea butter and vitamin E can help hydrate the skin and restore sensitivity.

Visit http://www.menshealthfirst.com for additional information on most common male organ health issues, tips on improving manhood sensitivity and what to do to maintain a healthy male organ. John Dugan is a professional writer who specializes in men’s health issues and is an ongoing contributing writer to numerous websites.

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